SSI Regulations can be confusing and difficult to find and understand!
Sometimes people break the rules because they don’t know what the rules are.
Sometimes people get their check lowered and have no idea why or what happened.
Sometimes people are told they owe Social Security money back, even though they reported everything they were supposed to.
Luckily, none of these things will happen to you!
Here’s everything you need to know:
SSI or SSDI
Before reading this page, please double check and make sure you know which program you are on. Many people get this wrong and wind up following the wrong rules. This page is only for SSI. Some of these rules also apply to Medicaid. Nothing here applies to SSDI or Medicare. How to Tell What You’re On
How to Survive on SSI – Important Survival Information. Please read.
“How I Get By On SSI” – Stories and tips from readers
SSI Rules To Live By
SSI Living Arrangement Regs – Regs about who you live with
SSI Food Regs – Regs about paying for food
SSI Rent & Mortgage Regs – How much rent, mortgage and utilities to pay
SSI Resource Regs – Savings and stuff you own
SSI Income Regs – Earning money or getting money
SSI Ups & Downs
Working and SSI
Special Needs Trust – Please plan ahead
For Children on SSI
Most of the above links also apply to children. In addition:
Formula for How Parent’s Income Affect Child’s Check – Warning: Incredibly complicated
SSI Rent & Mortgage Regs – If your child is not receiving maximum SSI, this may be why.
“I’m Happy My Check Didn’t Change”
Don’t be happy. If your finances or living situation changes, but your check doesn’t change, this is not necessarily a good thing. Social Security can take months or years to make a change, and by that time they may say you owe them thousands of dollars! If there is a change in your life, it is best to notify Social Security right away and to follow all the rules. If you still get an overpayment notice, see links above.
“I’m Sad My Check Didn’t Change”
Don’t be sad. If your finances change or living situation changes, but your check doesn’t change, you can take an action. Social Security will not change your check automatically. If you have had a change in your life, your check doesn’t just magically go up. You have to make the magic happen.