If you are disabled or low income, you may have some very good options for dealing with student loans.
Plan Your Escape
Our readers report that by far the easiest and best way to approach student loans is to apply for a disability discharge. Here are two common myths that often keep people from applying:
If you are NOT on disability: You can still apply for a disability discharge, as long as you are not working or working under a certain amount. You do not need to be on disability to get a disability discharge. We repeat: You do not need to be on disability to get a disability discharge.
If you ARE on disability: You do not need to have a 5 to 7 year review cycle to get a disability discharge. Once again, you do not need to have a 5 to 7 year review cycle.
There is a lot of misinformation and misunderstanding out there about the topic, and many people who are eligible or discharges do not apply for this reason. Please see links above to learn more.
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