Social Security has a special date for you. It’s called your Date Last Insured. You may also hear people call this the “Date Your Work Credits Expire.” This date is used to decide whether you are eligible for SSDI.
Find Your Date!
You can do this by calling Social Security and saying “What’s my Date Last Insured?” In some cases, you may be able to find your Date Last Insured in your online Social Security account, or by asking your lawyer.
Tip: If you haven’t filed taxes yet, or your most recent work earnings have not yet been processed by Social Security, your Date Last Insured may change.
If you want a lot more nitty gritty details, you can also look here: How Is Date Last Insured Determined and How Do I Know if Mine is Correct?
I Found Out! Now What?
It depends. What did you find out?
“I Found Out My Date is a long time from now!”
Excellent! In your dream world, a final decision will be made and you will get approved before your Date Last Insured even hits. If this is the case, you are in the clear. You don’t need to do anything else.
“I Found Out My Date is soon!”
Good information to know! It will help a great deal if you can get some kind of strong medical records before that date. If you have not yet gotten a doctor that supports you, a doctor’s function form, or a letter from your doctor, now is the perfect time to try! You want as many of those things as possible before your date last insured. If there are any medical tests you need, now is the time to get as much good medical evidence as you can. How to Work with Your Doctor to Get Great Disability Documentation
“I Found Out I Have No Date. I was never insured!”
Don’t panic. You have a few options: If you have little or no income, you can apply for SSI instead. This is because SSI is different than SSDI. However, you may wish to look into all your options first because SSI is not as good as SSDI. In some situations, you may have other options: 21 Ways to Apply Even if You Don’t Have Enough Work Credits
“I Found Out My Date is in the past!”
Again, don’t panic. You may still be able to get disability. Your options will change depending on your situation: Help! My Work Credits Expired!
If you have already applied and gone to a hearing, it gets a little more complicated: If you went to a hearing and got denied
More Fun Things You Can Check
While you are checking your Date Last Insured, you might as well check your earnings record as well! If you discover anything is missing, you may be able to add it back. This can increase your disability check! How to check and correct your earnings record.
Updated 2019. Please comment below with stories, ideas, questions or suggestions. Please let us know if any links on this page stop working. If you found this page helpful, please share it with others by pressing one of these magic little buttons: