How to Get Extra Help if You Have a Live-In Caregiver

If you live with a caregiver or home aide, here are a few financial benefits you may not know about.

What is a Live-In Caregiver?

πŸŽ€ Every program has different rules. Please check the policies for the program you are applying for.

πŸŽ€ For some programs, the person helping you will only be considered a home aide if she is officially hired and paid.

πŸŽ€ In other programs, any friend who is caring for you can be considered your home aide. In some situations, a family member can qualify as a home aide.

What are These Financial Advantages I Might Not Know About?

πŸŽ€ You may be able to qualify for assistance with utility bills – Your caregiver’s income may not count for utility assistance. This means that if you did not qualify for utility assistance, you may be able to reapply without including your caregiver’s salary as income to the household. Check with your local Social Services agency (Be sure to read the policies, and show them to your caseworker. This is an obscure policy they may not know unless you point it out)

πŸŽ€ You may qualify for more living space – If you live in HUD housing, or Section 8 Housing, or USDA Housing, your caregiver or attendant can live with you. Her income will not be considered in the rental calculations. Learn more about applying for these housing options. Some people report success at getting approved for a 2-bedroom apartment (with no increase in rent) to accommodate their caregiver.

πŸŽ€ Your caregiver may qualify for free rent – If you live in this type of subsidized housing or other housing where the rent is income-based, your caregiver can be given free rent. You may need to apply for this benefit and have special disability accommodation forms filled out by your doctor. How to Calculate Rent in HUD, Section 8 and USDA Housing

πŸŽ€ You may qualify for funding to pay your caregiver – If your disabling condition is very severe and a friend, loved one or family member is already providing personal care for you, the state may be able to pay this person a salary for the care they are giving you. In most states, it cannot be a spouse. Learn more aboutΒ Home Care Waiver Program

πŸŽ€ You may qualify for free home care – If you do not yet have a caregiver and would like to see if there are any programs in your area that you are eligible for: How to Get a Caregiver

πŸŽ€ Your caregiver may not have to pay taxes – If your caregiver lives with you and is paid through a Medicaid program, they do not have to pay any taxes if they file for aΒ  difficulty of care income tax exclusion.

πŸŽ€ You may qualify for more food stamps – If your caregiver lives with you, you may be eligible for additional food stamps if you keep your food separate. Your caregiver may apply for their own food stamps separately from you. Learn the Food Stamps Regulations

πŸŽ€ Extra Benefits for Medicaid Waivers – If you are in a program funding through Medicaid, there are a bunch of other benefits that may help you. This may also be calledΒ  Home and Community Based Services or IHSS.

What Else?

What is not on this list yet? Please comment below and let us know.




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