How to Calculate Rent in HUD, Section 8 and USDA Housing

Artwork: Robin Mead

These regs apply to HUD apartments, Section 8 Housing Vouchers, USDA apartments and some other subsidized housing. If you live in one of these places, your rent will be 30% of your household income.

In some situations your rent may be lower than this. Here’s how:

🌸  Salary from a live-in aide will not be counted as part of your household income. (See below for details)

🌸  Rent will be reduced if you have medical expenses, co-pays for doctors, or prescription costs.

🌸  If you have a service animal or emotional support animal, you can include their pet food and other expenses as part of your medical expenses.

🌸  If you have other kinds of health-related expenses (vitamins, supplements, over-the-counter meds, walkers, wheelchairs, etc, etc) these may be considered medical expenses if they are written down by your doctor or listed in your medical records. (Pansy got her rent lowered when her doctor wrote down all her supplements plus her air purifier filter on a prescription pad. She then brought this paper to her housing manager).

If You Have a Live-In Home Aide

🌸  If you are disabled and have a live-in home aide, you do not need to list your aide’s salary and financial information on the application.

🌸 At some point you will need to show documentation of your medical need for a home aide. Or the housing agency may contact your doctor.

🌸 Make sure your doctor knows your medical needs and is aware to expect this form. If your doctor does not return the form, or your doctor is not aware of your need for a home aide, the request may be denied.

🌸 If your request for a live-in home aide is granted, you may apply to be on the waiting list for a two-bedroom apartment. Your rent will not increase.


🌸 Sally lives with her home aide Jane. Sally’s income is $1,200 per month. Jane’s income is $1,000 per month.

🌸 Sally has $50 per month in food expenses for her emotional support animal, plus $150 per month in medical expenses and supplements.

🌸 Sally moves into a one bedroom apartment, but stays on the waiting list for a two bedroom. Eventually Sally and Jane move into a two bedroom.

🌸 Sally’s rent is $300. Jane’s rent is free. Jane is able to provide extra care for Sally in exchange for the free rent.




Leave a Reply

Fill in your details below or click an icon to log in: Logo

You are commenting using your account. Log Out / Change )

Twitter picture

You are commenting using your Twitter account. Log Out / Change )

Facebook photo

You are commenting using your Facebook account. Log Out / Change )

Google+ photo

You are commenting using your Google+ account. Log Out / Change )

Connecting to %s