It is possible to find safe, clean, affordable, disability-accessible housing. Don’t listen to anyone who tells you it’s not possible (you will be told that a LOT).
You do not need to wait five or ten or twenty years. You do need to be very persistent. In some situations, you may need to relocate.
Here’s where you can start looking:
The HUD Map
🌷 Here’s where you can Go to the HUD map to search
🌷 If you live in a town or rural area, the HUD map is so great because it will show you EVERYTHING. If you live in a city, the HUD map is not so great, because it will show you EVERYTHING. It can become confusing and overwhelming quickly.
🌷 If the HUD map doesn’t work for you…
🌷 Go to AffordableHousing.com. Make sure to run separate searches for all the zip codes you might be interested in. This site is a great resource and includes many opportunities, but be warned: some of the properties are mislabeled so it may look like something is not Section 8 when it really is. Also, some of the best disability housing will be labeled as “seniors only” or as “family housing.” Also, the list of open Section 8 Waiting Lists Openings is missing many openings.
🌷 You can also Go to this HUD search page. For reasons surpassing understanding, the HUD search page does not include everything on the HUD map. The map has many (many!!) more good housing opportunities.
🌷There are many many more places you can find affordable housing here: A Long, Long, Long List of Places You Can Call if You are Seeking Affordable Disability Housing
Don’t forget: no matter where you are searching, every time you see the words “elderly” write down the name and number! The places marked “elderly” often take younger people with disabilities and are often nicer than other HUD housing.
Broaden Your Horizons
🌸 You may have greater success if you search widely.
🌸 You can press the “plus” or “minus” button to zoom in and out on the map.
🌸 Some HUD apartments are clean, safe, quiet, well-maintained and have VERY low rent. If you find a place like this, it may be worth relocating to a different county or even a different state.
🌸 See For Yourself: Can Affordable Housing Be Nice? (Slide Show)
Inquire About Rent
🌸 Rent will vary. Make sure to inquire at each place you call
🌸 In Section 8 apartments, rent will be 30% of your income. If your disability check is $900, your rent will be $270. It may be even less than $270 if you follow the policies for How to Calculate Rent in HUD, Section 8 and USDA Housing
🌸 Many places no longer use the words “Section 8.” So they won’t say Section 8, even though that is still what they are!
Be Persistent. Very Persistent.
Here’s everything you can do to make sure you find a nice place:
What’s On the Map
If you are using the HUD map, and you select “special needs housing.” You won’t be shown everything. If you elect “affordable housing” or “ALL resources” and you will be shown a mix of different options:
🌸 Elderly or disability HUD apartments – These are often very affordable and quite nice.
🌸 Multifamily HUD apartments – These are a mix. Some are good, but many are generic public housing that are not as safe or well maintained. Also, not all are as affordable. The way the HUD site is set up, it’s very difficult to tell the difference between different types of housing housing. You may have to call and ask.
🌸 Low Income Tax Credit apartments – These are often (but not always) nice. Despite the name, some of them are not for actual low income. Some are cheap and some are pricier.
🌸 Group Homes – These are houses where people with disabilities live together and some care may be provided. They are often geared towards mental health or developmental disabilities.
🌸 Housing Agencies – These are local resources where you can call or visit their website to ask what other housing programs they have available.
What Do You Think?
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Updated May 2018. If you found this page helpful, please share it with others by pressing one of these magic little buttons: