Social Security has a special date for you. It’s called your Date Last Insured. This date is used to decide whether you are eligible for SSDI.
It’s a good idea to find out what this date is! You can do this by calling Social Security and saying “What’s my Date Last Insured?” or you can attempt to figure it out yourself.
When you call Social Security, I suggest you try to exercise self-restraint. Ask if they can look at the computer and tell you what it says for Date Last Insured and then get off the phone. If you hang around and start asking what it means and how to fix problems, they will answer you, but who in the world knows what they will say.
“My Date Last Insured is a long time from now!”
Excellent. In your dream world, a final decision will be made before your Date Last Insured even hits. If this is the case, you are in the clear. You don’t need to do anything else.
“My Date Last Insured is soon!”
You will need great medical records before that date. If you have not yet gotten a doctor that supports you, a doctor’s function form, or a letter from your doctor, now is the time to get cracking! You want as many of those things as possible before your date last insured. If there are any medical tests you need or specialists you want to visit, now is the time to improve your application as much as you can.
“My Date Last Insured is in the past!”
This is not ideal. But don’t worry, you still have some options.
“I have no Date Last Insured. I was never insured!”
Once again, this is not ideal. But once again, you still have some options.