I have been on Social Security for five years and this is the first time anyone ever told me I could get a higher check because I have a child.
It was a pretty easy process to have my child added to my benefits. You can either do it in person or over the phone. In my case, it literally took two minutes. I am a person who gets very nervous about everything, but this was VERY simple.
Here’s what happened during my appointment: First, the person working at the Social Security office informed me that I had to answer the questions truthfully, to the best of knowledge, or face the penalty of perjury.
Then she asked me very basic questions. Child’s name and birth date? Am I her legal parent? Is she a legal citizen? Does she live with me?
Your situation may be different, but I don’t think you will have a problem. I brought her birth certificate and Social Security card. I think they said that if I didn’t have those they could help me obtain them.
I showed them my checkbook for my bank account number. So my daughter’s benefits can go into same account for now.
The backpay arrived this week. $20,000. I still can’t believe it. I will be able to be able to get her the things we have struggling to afford.
About Dependent Benefits
🌷Dependent benefits are only possible for SSDI. Not SSI.
🌷 Benefits are available for children and sometimes for spouses or ex-spouses.
🌷 Your children do not have to live with you to get dependent benefits.
🌷 If your SSDI is very low, in some cases, you will not be able to get dependent benefits.
🌷 In most cases, the amount of benefits is split among your dependents, so the more dependents you have the lower each check will be (there are some exceptions)
🌷 A spouse can get dependent benefits if they are age 62+ (waiting makes the amount go up) or caring for your children (under age 16) or caring for your disabled children (any age)
🌷 In some situations, an ex-spouse can get dependent benefits starting at age 62.
🌷 If your child is disabled, and first became disabled before age 22, they can collect dependent benefits their entire life, this is called Disabled Adult Child benefits.
🌷 If your children were listed on your original application, they will also get backpay. Lilac’s backpay was incredibly high because her children were listed on her original application and many years had past since that time. Learn more about dependent benefits.
🌷 More things that can raise or lower your SSDI Check: Good News and Bad News About Your SSDI Check