Lilac Gets Approved for Dependent Benefits

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Robin Mead

I have been on Social Security for five years and this is the first time anyone ever told me I could get a higher check because I have a child.

It was a pretty easy process to have my child added to my benefits. You can either do it in person or over the phone. In my case, it literally took two minutes. I am a person who gets very nervous about everything, but this was VERY simple.

Here’s what happened during my appointment: First, the person working at the Social Security office informed me that I had to answer the questions truthfully, to the best of knowledge, or face the penalty of perjury.

Then she asked me very basic questions. Child’s name and birth date? Am I her legal parent? Is she a legal citizen? Does she live with me?

Your situation may be different, but I don’t think you will have a problem. I brought her birth certificate and Social Security card. I think they said that if I didn’t have those they could help me obtain them.

I showed them my checkbook for my bank account number. So my daughter’s benefits can go into same account for now.

The backpay arrived this week. $20,000. I still can’t believe it. I will be able to be able to get her the things we have struggling to afford.


About Dependent Benefits

🌷Dependent benefits are only possible for SSDI. Not SSI.

🌷 Benefits are available for children and sometimes for spouses or ex-spouses.

🌷 Your children do not have to live with you to get dependent benefits.

🌷 If your SSDI is very low, in some cases, you will not be able to get dependent benefits.

🌷 In most cases, the amount of benefits is split among your dependents, so the more dependents you have the lower each check will be (there are some exceptions)

🌷 A spouse can get dependent benefits if they are age 62+ (waiting makes the amount go up) or caring for your children (under age 16) or caring for your disabled children (any age)

🌷 In some situations, an ex-spouse can get dependent benefits starting at age 62.

🌷 If your child is disabled, and first became disabled before age 22, they can collect dependent benefits their entire life, this is called Disabled Adult Child benefits.

🌷 If your children were listed on your original application, they will also get backpay. Lilac’s backpay was incredibly high because her children were listed on her original application and many years had past since that time. Learn more about dependent benefits.

10 thoughts on “Lilac Gets Approved for Dependent Benefits”

  1. I have an important question for “sleepygirl” that I would rather ask via email. Could you PLEASE contact me at the email address I am providing? Thank you!

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  2. How long did it take to get the approval for the dependent benefits. We have only been waiting 55 days, but like you I get nervous

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  3. This happened to us as well. My husband began receiving his SSDI benefit in February 2014. We had a lawyer and everything but NO ONE told us about the child benefit. We even listed our son on my husband’s original application. I guess we fell through the cracks (I’ve read that some people receiving a letter reminding them to apply at the SSA office or over the phone, but we never received anything). We applied for my son at the local SSA office 6 weeks ago and we have not had any correspondence. My husband has called the SSA line twice and both times the status was “processing,” whatever that means. The rep on the phone said it normally takes 60-90 days to begin receiving correspondence and then the benefit. I am so frustrated by this!

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  4. When I first applied in 2010, I had 3 dependents. Since then, 2 have aged out and I’ve acquired a grandchild I have custody of, but not adopted. I wonder if I’ll get the backpay for the children who aged out?

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    1. Hi Adasha,

      I do not know a lot in.this area, but my understanding is it will depend if your children were listed on your initial application. I assume they will have your application in the system and be able to see if the children were listed there.

      If you run into problems, you can show them the reg which discusses retroactive payment for children: https://secure.ssa.gov/poms.nsf/lnx/0300203001

      I could be wrong, that is what I have seen happen with others – the child needs to be listed to get the back pay. It does not matter if they are now over age 18.

      Please let us know if you try it and how things go.

      For a grandchild, I believe they can give benefits if: child is adopted or parents are deceased or parents are disabled.

      hope it goes well for you.

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  5. I don’t know if anyone knows this, but, if you get a relatively low amount for SSDI , such as mine is at 623. they won’t give it to your children, they said I did not have enough credits then I was also told there would not be enough money for others to get it which made me very mad.

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    1. Thank you for sharing this, Laura. Yes, I have met other people this has happened too. I will update this page. At that amount, you would be eligible for some SSI as well, however if you or your spouse has other income it would not be possible.

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