SSI sure does have a lot of rules.
Not only that… they have a lot of rules they don’t tell you!
Then they get mad at you for not following the rules you did not know you were supposed to be following and they want some of their money back.
Aren’t you glad you are here reading this so that will never happen to you?
Here’s how to stay out of hot water with rent, mortgage and utilities
- Nonprofit or government utilities assistance programs
- Discounted housing through nonprofit or government program
- HUD, Vouchers, Section 8 or other government housing programs
- You live alone and pay all your own rent mortgage and utilities
- You live with your spouse and your spouse pays some or all of the housing expenses
- You live with friends and pay the right amount of rent for the room that you live in
- You live with family and pay the right amount of rent for the room that you live in
- You own one house. You live in that house. You live by yourself or you live with other people. Either way, you pay your share of mortgage and related expenses
- You sign a lease and pay rent, but you are behind on the rent and owe money
- You use child support to pay the child’s share of housing. You still pay your share
- You live with other people. They are paying their share and you are paying your share
- You are homeless / transient / no fixed housing by the end of the month
- You are living for free in a homeless shelter (up to 6 months every 9 months)
- Someone loans you money for rent, mortgage or utilities and you Show social security that this money was a loan
- A friend lets you sleep on their couch or gives you a room to stay in and you show Social Security that you are going to pay the person back for giving you a place to stay
- A family member (not spouse) lets you sleep on their couch or a room and you show social security that you are going to pay the person back for giving you a place to stay
- Someone else is paying your share of rent
- Someone else is paying your share of utilities
- Someone else is paying your share of mortgage and taxes
What Happens if I Do Something on the Yes List?
Your check will either stay the same or go up. It depends where your check is now.
What Happens if I Do Something on the No List?
Your check will either stay the same or go down. It depends where your check is now.
There’s a bit more to learn about the SSI housing rules. Please take a moment, and look here.