Medications, supplements & lab tests. If you can’t afford the treatment you need, don’t give up hope just yet. Try these things first.
Some of these programs require low-income. Some do not. And some think “low-income” means “less than $75,000 per year.”
Rest assured, these programs do work. How a Bunch of Different People Got a Bunch of Different Meds Real Cheap. If these folks can do it, you can do it too!
- Try contacting low-income healthcare programs in your area and inquire about prescription assistance. Make sure to check all types of programs: clinics, centers, and hospital financial aid programs.
- You can also try asking your doctor if they can prescribe a cheaper medication, or one that is covered by your health insurance.
- RxAssist has a list of state drug discount programs.
- NeedyMeds – Check here first
- RxAssist – database of patient assistance programs
- Rx Outreach – over 400 free or discounted medications
- RX Access provides savings to low income people
- RxHope your doctor, nurse or caseworker will fill out a form
- Patientservices – Good program for certain expensive medications.
- Supplement Websites – Thank you to Cort Johnson & Health Rising
- How to Get Supplements Cheap By Buying Them in Bulk
Buying Drugs from other Countries
- Overseas Pharmacies – Also from Health Rising
- Buying Drugs From Canada – A Good Choice for Fibro and CFS/ME?
Medicaid – Try again!
- If you got turned down or did not apply, check out: How to Get Medicaid Even if You Don’t Qualify for Medicaid
- Direct-Access Testing – Save money if paying out-of-pocket.
- Some laboratories have financial aid programs that will allow you to get bloodwork and other tests for free! Here’s an example of one from Quest Labs.
- If you lack money, health insurance, or transportation check out: How to Get to the Doctor When You Can’t Get to the Doctor
Co-Payments & Premiums
- Patient Services – assistance with premiums and co-payments
- The HealthWell Foundation – co-payments for important medical treatments.
- Co-Pay Relief – assistance with co-payments.
- Medicare Extra Help – For people on Medicare
- How to Escape Medicare Fees – Also for people on Medicare (obviously)
- Medicaid – Some states will allow you to have Medicaid plus other insurance.
- LymeTAP.com – Lyme Testing Access Program.
- Lymelight Foundation – For patients from birth through age 25.
- LymeAid4Kids – For Lyme treatment for those under age 21.
Special Food Stamps Regs
- Special Regs – If you are disabled and have medical expenses, your food stamps can go up. This is a roundabout way of getting more money to afford meds.
Help Navigating All of This
- The Patient Advocate Foundation free case management services
- Patient Services – assistance with navigating healthcare & insurance
Be Less Broke
- Financial survival for Spoonies: How to Be Poor in America
- Financial survival while applying for disability: How to Survive While Applying
Tips from Readers:
“Most subsidized housing programs will take into account out-of-pocket medical expenses when calculating your rent. I was able to get my doctor to write all my supplements and HEPA air purifier on a prescription pad and my apartment manager considered those legitimate medical expenses. In most states, medical expenses are also used to calculate food stamps. So if your doctor thinks you need something get them to write it down for you.”
“You do not have to be really poor to qualify for some of these programs. Some programs consider you low income if you make less than $75,000 per year”
“I know several people who depend on Free Prescription Discount Cards for their medications. The amount of discounts vary greatly depending on the type of card, the pharmacy you use and the medication. Look for Free Prescription Discount Cards. This is different than paid prescription card memberships.”
“Do not pay anyone for info on free or low cost meds or medical care. There are some sites that charge for this info. You do not have to have someone else find this info. The same info is available to you that is available to the people that charge for this info.”
“When you apply for a program, it can take a few weeks for everything to get started so you shouldn’t wait until you’re almost out of your current prescription.”
“Some pharmacies have home delivery services. If you are too sick to pick-up your medications, your local taxi company will often pick-up and deliver your medication for a fixed cost.”